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Enjoy Now, Pay Later

Financing your project can make home improvements extremely affordable and easy. As one of the most reputable home improvement companies in Northeast Florida, we're able to secure the best finance plans to help with your project.

How It Works


Schedule A Consultation

Schedule a free in-home consultation. Our design consultant will come to your home.


Review Finance Options

Once we have quoted your project, we will review the multiple finance options to help you choose the best one for your needs.


Fast Approval

The approval process takes a few minutes with our many lenders.

Attractive Financing Program Options for Your Next Project

0% Deferred Interest Plans

If you have been budgeting for this project and have some cash saved up, this is a great option. Take advantage of our 0% interest plans to get your project taken care of right now, hold on to your cash longer, and pay off your project in monthly installments over time. We have several options to make your dream project affordable.

Low Monthly Payment Plans

Low interest, low payment plans are perfect to help keep your project affordable when you need it most. We can provide plans as low as $89/month so you don't have to worry about the project interfering with your finances. Plus, there are no pre-payment penalties, so you can pay it off sooner and save more if you prefer. 

Deferred Payment Plans

Looking to update your home, but would prefer to push off your payments for a while? Not a problem. A lot of customers like to defer payments up to 12 months so they can use their tax returns, bonuses, or other savings to pay off the project. Ask one of our design consultants about our 12 months no payment, no interest plan.


Common FAQ's

Your loan includes a “Promotional Period” which is shown in the Truth in Lending Disclosures of your Loan Agreement. During that promotional period, interest is billed to your loan, but you are NOT REQUIRED TO PAY that interest YET.

When you repay the entire purchase balance before the end of the promotional period, all interest billed to your account during the promotional period will be waived. If you do not repay the entire purchase balance before the end of the promotional period, you will be responsible for repaying the interest that was billed to your account during the promotional period and any interest that is subsequently billed to your account.

Actually, even with “Less than Perfect” credit at Koehler Home all customers qualify for the Zero-Risk Assurance Plan. The Zero-Risk Assurance Plan offers “No Money Down” for all customers who qualify for flexible payment options regardless of credit. This eliminates the worry of the contractor skipping with your money.

Never a Problem for Koehler Home customers. We have partnered with the Nation’s Top Lenders to make all projects affordable on any budget, even if that means starting your payments a few months after your Home Project is installed.

Koehler Homes, Inc has an entire department dedicated to creating the best programs for all credit situations. We don’t just send an application in and let a computer say YES or NO. We work with all of our Lenders and fight for our customers to receive the lowest payments and best rates in the industry.

At Koehler Homes, Soft Credit Pull technology is used with all participating Lenders so that shopping for the best rates has minimal effect on your Personal Credit Score.

All of our lenders start your payments after your Home Project is completed.